17th February 2021 - Do You Have A Will?
This can be a sensitive question for many people but a very important one, nonetheless.
A will puts you in control – you choose who will benefit from your estate and what they are entitled to.
If you die without a will, your estate is distributed according to the rules of intestacy. The intestacy rules w...
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By Chris Todd - Chartered Financial Planner, 17th February 2021
17th February 2021 - Investing in Stocks At All-Time Highs
I feel pretty comfortable in saying 2020 was the only time in history where the U.S. stock market has hit 30 new all-time highs (and counting) during the same year as a pandemic and the worst quarterly GDP drop in history.
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By Chris Todd - Chartered Financial Planner, 17th February 2021
10th February 2021 - How Much Is Enough?
Have you got enough for retirement? Have you even asked yourself that question?
Unfortunately, some clients’ come to us and realise that their current retirement provisions are not enough to facilitate the retirement that they desire. Saving for retirement can feel like a burden, particularly if you are young and see th...
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By David Hill - Chartered Financial Planner, 10th February 2021
22nd January 2021 - 2021 Scam Update
Just two weeks into a new year and already we have seen two new scam attempts on our clients.
The one that w...
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By David Hill - Chartered Financial Planner, 22nd January 2021
22nd January 2021 - Be Honest... Do You Know How Your Pension Is Invested?
Be honest, how many of you are contributing to your pension and have never checked to see how its invested?
There are thousands of pension funds available to UK investors, some are excellent, some not so much! If you are a member of a workplace scheme you are likely to be placed into a default option to save on administration...
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By Chris Todd - Chartered Financial Planner, 22nd January 2021
19th November 2020 - Forex Trading Scams
Just when I thought I had seen everything, I had a meeting in the office this week with someone who is convinced they are making a return of 20% + per month with online Foreign Exchange Trading. It is the part of my job that I find the most difficult – breaking it to someone that they have been scammed. This ...
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By Chris Todd - Chartered Financial Planner, 19th November 2020
5th August 2020 - Investing for Beginners
If your saving goal is longer term (5+ years) and you have a “emergency fund” in cash, then you may want to consider putting some money into investments, to potentially earn a higher return. I will need to go into more detail in future blog posts, but lets start with the basics.
You can invest into 4 mai...
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By Chris Todd - Chartered Financial Planner, 5th August 2020
26th June 2020 - Pound Cost Averaging- Investing Through Market Volatility
Pound Cost Averaging is the concept of making regular contributions to your investments in order to smooth out market volatility.
By making regular contributions you naturally purchase fewer units when prices are high and more units when prices are low. Over the long-term, not only does this create a disciplined investment ap...
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By Chris Todd - Chartered Financial Planner, 26th June 2020
