Hills Financial Planning


Do You Have A Will?

17th February 2021


Do You Have A Will?

This can be a sensitive question for many people but a very important one, nonetheless. 

A will puts you in control – you choose who will benefit from your estate and what they are entitled to.

If you die without a will, your estate is distributed according to the rules of intestacy. The intestacy rules will distribute your estate to family members in a strict order and will not consider the closeness of your relationships.

Unmarried partners are not entitled to anything from your estate unless specifically stated in your will - no matter how long you have been together!

You can nominate someone to act as a guardian for your children. If you die without a valid will appointing a guardian this decision will be left in the hands of the courts.

Despite the obvious reasons for having a will in place, around 54% of adults in the UK do not have one!

When we ask people why they do not have a will, some of the most common responses include:

“I haven't got around to it...”

We understand that life can be hectic sometimes and writing a will may not be at the top of your priority list but it is an important task, especially if you have a young family to consider.

“I'll do it when I'm older...”

Often, people feel that writing their will can wait until they are older but unfortunately, none of us know what might lie around the corner. As an adult you’re never too young to make a will.

“I don't like to think about dying...”

We understand that dwelling on death is not pleasant but having a will in place ensures that your loved ones are provided for and will make things much easier for them in a time of great emotional pain.

Get in contact with us today to implement estate planning solutions that will give you peace of mind, or to simply review your existing wills to ensure they remain aligned to your wishes and protect your loved ones.



By Chris Todd - Chartered Financial Planner, 17th February 2021

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